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companies are facing scrutiny. Instead, he or she should write a letter (sent by certified mail, asking for a return receipt) to that company clearly stating that they dont wish to be contacted again. In certain instances, lenders are trying to collect money from consumers who have already paid their bills or increasing the size of the debts by adding erroneous fees and interest costs. Otherwise, the lender could cancel or freeze the loan or foreclose on the home to pay for.

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The scope of the lawsuits is vast. Judges have also raised concerns about witnesses and affidavits. Community Property Laws Now heres the big caveat to all of this: 10 states have community property laws that could significantly affect your spouse after your death: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin (In Alaska, this is the case only. The resulting documents, which were reviewed by The New York Times, have inconsistencies. But many of the lawsuits rely on erroneous documents, incomplete records and generic testimony from witnesses, according to judges who oversee the cases. Discover declined to comment.